How to Have a Millionaire Mindset

Denise Duffield-Thomas (Business Heroine Magazine)

The best thing I’ve learned over the last couple of years is that anybody can be a millionaire. (It doesn’t mean that everyone will, but there’s nothing that can really stop anyone if they put their mind to it.)

It took me quite a few years to learn this, but it’s absolutely true.

I remember in my twenties I set a goal to be a millionaire by thirty, and at 28, I wasn’t on track at all.

I remember whining to my colleague at work, “I really thought I’d be further along than I am right now.” He told me, “Don’t worry. You’ve got time.

Sometimes you set these arbitrary deadlines for yourself, but it could happen quicker than you think. It only took me another five years to achieve that goal, and it was a pretty cool milestone. This is something that’s still top of mind for me and it can be for you as well.

What does a millionaire really look like?

The biggest advice I can share is to give up the idea that millionaires have to be a certain way.

Before I was even close to it, I had this vision that I would be a completely different person as a millionaire. I would be thinner. I would definitely be way more disciplined. I would probably meditate every day. I would wear fancy clothes all the time. I would always be well made-up and generally live a very fancy life.

It was almost like I was denying myself from being a millionaire because it was all the things that I really, at heart, wasn’t.

I’ve never been someone who likes to wear fancy clothes. I very often go out without makeup on. I live a casual kind of chillionaire lifestyle.

But because I had those thoughts in my mind about who that person was, it was definitely a big barrier between where I was then and where I am now.

I almost felt like I had to shift into another dimension before I was allowed to be wealthy.

Ask yourself…

What preconceptions do you have about being a millionaire?

Do you think you have to completely change how you dress or even who you are as a person?

Do you feel like you have to become a better person before you deserve to be a millionaire?

If you really examine your beliefs, you’ll realize that you are probably holding yourself back because you’re just not ever going to be that person. (Maybe deep down you don’t even want to be that person.)

Clear your story about millionaires

Maybe you have to forgive yourself for not being “perfect enough” to be rich.

Or you have to forgive other people in your life who have a different path to success than you do.

Clear your stories around what the media and movies have shown you about what millionaires do or how they behave. Movies and society have shown us that very successful women are bitchy, manipulative, high fashion, and a bit evil, and I had to clear all that stuff before I gave myself permission to be rich because I didn’t want to be evil. I didn’t want to be greedy. I didn’t want to be any of those things.

It’s really important to clear your story around all of this and allow yourself to be wealthy.

Your way.

Give yourself permission

Give yourself permission to be exactly who you are and be wealthy.

A lot of women think they have to give up some of their true self to be worth of wealth.

You might think, “Well, I’m very eco conscious, so I can’t be wealthy because if I was wealthy I would turn into this greedy person who hates the environment.”

Or you think, “I like wearing flip flops and shorts every day. I can’t be wealthy because wealthy people are really well-dressed all the time.”

(I’m totally not fancy by the way!)

Maybe you think you have to change your accent or other things about yourself, before you’re worthy.

When you give yourself permission to be who you REALLY are and rich, it’s incredibly powerful.

You can be rich and environmentally friendly.

You can be rich and generous.

You can be rich and down to earth.

You can be rich and happy.

Whatever it is that you are now, you can be the same thing with money. When I saw Oprah live recently, she said that money just enhances who you already are.

If you’re somebody who is greedy and manipulative, you’re going to continue to be that whether you’re rich or poor.

If you’re someone who is nice and ethical and environmentally friendly, you can rest assured that money is not going to change that.

It’s not going to ruin who you already are. It’s just going to enhance it.

Money is just a tool.

You’re on the right track

My last tip on developing a millionaire mindset is to tell yourself that you’re on the path right now and every day you’re taking action towards that goal.

It’s okay if you’re not there yet.

Maybe you’re a couple of years away from hitting a million dollars (it took me five years full time in my business but a lot longer than that developing my skills).

Take action and know that you’re on your way – you’re on that journey now.

But remember, it’s not like you’re suddenly going to win the lottery; they’re two different things.

If you know that you’re on the path, then there’s nothing you need to fundamentally change about yourself. Just take action.

A powerful re-frame is to take action from the filter of the millionaire mindset.

I ask myself – “How would millionaire Denise act? What would SHE do?

How would millionaire you act? What action would she take next to continue on this path of becoming a millionaire? It really doesn’t have to be more complicated than that.

There are no secrets

Honestly – there aren’t any secrets that you don’t know about becoming a millionaire.

You will continue to grow, change, learn, make mistakes and take action and continue on the beautiful path you’re already on.

You don’t need to do anything differently.

You don’t need to change who you are.

You don’t need to suddenly become a “better” person.

You’re already there.

But yes, you will need to maintain this mindset and be very vigilant of your thoughts and feelings (I’ve found this is the most important thing).

I teach a very specific five-step manifestation process that you can use for anything, whether it’s buying a new house, manifesting a soulmate or becoming a millionaire.



Denise Duffield-Thomas (Business Heroine Magazine)

Business Heroine Magazine


We’d love to hear from YOU…

Which step are YOU missing in your goal setting? What does a millionaire lifestyle look like for you?  Leave your answer in the comments below! 



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